The Conversion Infrastructure Your Business Has Been Waiting For.
Crypto-to-fiat and fiat-to-crypto conversion should not require a manual process, a separate exchange account, or a two-day settlement window. Vircard converts at the point of need automatically, transparently, and at competitive institutional rates so your business always has the right currency at the right time.
Conversion Features
| Feature | Description |
| Crypto → Fiat (On-Ramp) | Convert USDC, USDT, EURC, BTC, ETH, and other major assets to USD, EUR, GBP, and 40+ fiat currencies at point of transaction |
| Fiat → Crypto (Off-Ramp) | Fund card programs via SEPA, SWIFT, wire, or ACH; Vircard auto-converts to stablecoin backing for your program |
| Real-Time Rates | Conversion rates sourced from institutional liquidity providers; displayed at authorization with full transparency |
| Stablecoin-First Design | USDC and USDT as primary backing assets reduce volatility; other digital assets supported with hedging options |
| Batch Conversion | Convert treasury balances in bulk for planned operational spend; schedule conversions during optimal rate windows |
| Multi-Currency Cards | A single card can transact in the local currency of any country; Vircard handles conversion behind the scenes |
| Rate Lock | Lock conversion rates for a defined period to protect against short-term volatility during payment windows |
| Full Audit Trail | Every conversion logged with timestamp, rate, amount, asset, and authorization reference for compliance and accounting |
Supported Digital Assets
Stablecoins
USDC, USDT, EURC, PYUSD, DAI
Major Cryptocurrencie
BTC, ETH, SOL, XRP (subject to program configuration)
Fiat Outputs
USD, EUR, GBP, AED, SGD, CHF, JPY, CAD, AUD and 30+ more
Networks
Ethereum, Solana, Polygon, Tron, Base, and other major L1/L2 chains
Stats
| Metric | Detail |
| 40+ Fiat Currencies | Available for crypto-to-fiat conversion output |
| < 3 Seconds | Conversion and card authorization speed |
| 0.5% — 1.5% | Typical conversion fee range depending on volume and asset |
| 24/7 Liquidity | Conversion available around the clock, including weekends and holidays |